You'll need to provide more info on the current financials of the asset you are hoping to buy to substantiate the loan amount and purchase price.

Can’t be more than four units because I will be purchasing via a VA loan.

A lot of the online calculators will automatically input 5% for both capex and maintenance and then you can usually edit it if you use a different number.

You have no capital, no credit, no purchase contract, no experience in analyzing deals, and no special knowledge valuable to investors.  

Then, I plan to purchase an SMF property that cash flows and repeat that process a few times over until I am able to generate enough income to reinvest to replace my main source of income today.Any specific neighborhoods in the WPB you think will have the best appreciation in the next 10-15 years? 

From there you'll need to determine Debt Service (if it's a financed deal) and Capital Expenses, to then calculate Cash Flow.The Cash-on-Cash Return (CoCR) will just be Cash Flow divided by the All-In Investment (Purchase Price + Renovations + Closing Costs + Wholesale Fee).If you're wholesaling these deals, I recommend you aim to offer your buyers a Cash Flow of no less than $250/mo and a CoCR of 10% or higher.

What was the purchase price??

Mason welcome to biggerpockets I also went to UW-WSuggestion for the next 10 years , if possible purchase four plex , duplex , triplex, last resort sfr for house hacking ( no immediate cash flow )Rinse and repeat until your personal lives change ( family, relationship, etc )Each state you purchase property :Develop a decent team to handle your investment properties while you enjoy your fishing/etc

One study showed it was cheaper to rent than purchase in 97 of the largest 100 markets.  

.% Paid in Cash: Cash purchases made up 60.0% of sales, down slightly from 61.4%.