Check out the special programs in your area as they may have something like it -- I was shocked at how high the income limit was to be accepted into the program.

The extension will be at the discretion of the lender and based on many things in the future.It sounds like you are new to commercial so perhaps go speak to a small community local bank and see what their program is for retail commercial property.

However we are also all about disclosure and don't have any hidden fees , upfront fees, or back end charges.There was a local mentorship program in our area, where experienced investors worked with students.

When everyone is getting on the train, I get off and prepare for the next EMPTY train.

Does anyone have any programs that work for them?

The more you know, the better prepared to make your offers, etc.

They usually won't and simply tell you they did, especially if they think they can do better.And I agree with Rob, make your presentation with the listing agent and the seller, either have it prepared or make it in writing then and there.

For those of you that own in Section 8 type communities- has anyone been successful in converting tenants to this subsidy program?

For instance, if I find it takes me longer than expected to prepare the property for rental (say, 6 months) I would like that time to have counted as my using the house as my primary residence, which it would be (I own/rent no other property and will have to find a place to live when I rent the house).

I have a few noob questions as well as scenario specific ones. I am looking to refinance my duplex and set-up a HELOC/Line of Credit. After shopping around I have found a lender that has offered a 20yr fixed @4% and w...