I told @Marc Winter in a PM just now that I'm mostly interested in "buying" properties in Cincinnati using creative financing and using my cash to fund the rehab portion. 

A large portion of the year-over-year increases occurred at above-median price points.

I was told I only have to take the state law portion for MD & VA as I have already passed the national exam for DC.

Now, that does go down over time, but it will be PAST the mid-point in the lifetime of the loan before the principal portion of the payment exceeds the interest portion and at that point you will likely have paid more than the original loan amount in payments. 

I'm a realtor in Oviedo and a portion of my business is with investors that tend to purchase in and around the UCF area. 

The South Bay also has some opportunities to House Hack to get your feet wet as well as offset a huge portion of your mortgage. 

This is as far as I got building the model so still need to incorporate the refinancing portion, taxes, vacancy, repairs, property management... so please let me know if there is anything I should also taken into account or if any assumption is already wrong.

Your strategies are sure to work in the portions of the U.S. where the laws are fair and equitable when it comes to housing. 

You Lease from owner with understanding that you are subleasing LTR or STR wouldn't matter.2 Options:1 Performance based - you pay a portion of proceeds (They take the risk)2.

So I was thinking of increasing my cash flow by allowing family/close associates to pay a portion of my mortgage, and in return give them 5%-10% more than that portion at the end of the year.