Biggest issue with town ordinances is getting past the education/language barrier, the modular home builder that I am working with to design a 6 duplex multi-family project has connections with the state government here in Texas and can push through any obstinate local official that does not understand that Modular is valid, if you're looking modular finding somebody that can help with this seems useful.Biggest issue with banks for me so far is the education, which I've been able to push through for most banks I've talked to as I hunt for a good financing deal, as well as the draw schedule, which i am trying to design to be most beneficial for me with minimum days of loan.

Out of that, they have to cover their expenses like E&O insurance, Realtor association fees, MLS fees, and all the expenses that come along with being an independent contractor like health insurance, car insurance, vehicle maintenance and gas, clothing, laptop, phone, etc. 

It is similar to putting money into a cafeteria plan for pre-tax health care, but this is saving money pre-tax for a down payment. 

Most of them are likely not coming back this fall due to expanded travel bans and health concerns.Covid might be a catalyst for some long term changes of the American Universities, much similar to the potential long-term change it might bring to remote-working.

@Susan TanYou also need to find out what special assessments they have charged in recent history and what the financial health of the HOA budget looks like.

When the tenant gives you the "official" notice, ask for a look-see to assess how much you need to do and start advertising it as soon as you can with the caveat it'll be available 1 XXX 2020. 

Health scares for example.2.

Chicago has officially moved in and the trend continues.

The only sector that fared relatively poorly was health and personal care — pharmacies, salons, barbers and so forth.

Now I've got the 2 years reported income on tax return so I know I'm gonna snowball my way to Financial Freedom.Thanks to the BP family and I'll definitely be reaching out to some of you that have offered to connect.Peace, Blessings, Good Health, Wealth and Humility to us all!