If you have a good FICO, you could probably refinance it on a DSCR loan (assuming you will not reside there and use as an investment property).

The home is my primarily residence.

For instance, if you expect to get the money back because you found a home-run BRRRR deal, this would make perfect sense.It also depends if your first property is a primary residence. 

People talk about bad experiences with the tenants not taking care of the property, but, that could happen with anyone.

In the diagram below I have outlined the advantages and disadvantages of both inbound and outbound lead generation strategies.Take a look at this diagram:When you look at it carefully, does something jump out of this?

where JIM W does not really care about first time home buyers..

I've been residing in San Diego for 15 years and am currently exploring options to house hack.

Not if that neighborhood booms and price per SF doubles...then who cares?

I know it would then be an investment property and not a primary residence, but I don't see house hacking returning more than if I still live at home? 

There is an exclusion for your primary residence which is found in sec 121 of the IRS code.