My question was, will the previous owners/bank homeowners insurance cover something like that if it was still in force when it happened?

To sum it all up I think Ben's material is not a magic bullet to force a successful real estate career but it will offer some great foundational understanding as well as some of the more creative aspects of real estate investing.For me it was money well spent.

They also have a financing arm Visio Financial Services which does lending on properties you buy apart from econohomes.

Or are ARM's the only way that banks will finance buy and hold rentals in a LLC?

I found people would say bad things, then immediately retract them as if they were forced to apologize. 

That's a great attitude, and having the spousal support (personal and financial) doesn't hurt either.Sometimes you get forced into taking that first step... but it's still a step in a direction you were going-in anyway!

Seeing my father being forced to retire after being a Deputy General Manager at a bank for 30 years like he hasn't done anything there was a true shock to me.

I'm a LO out here in CA, and I don't know how they are getting to 80 LTV, but if they are, then what you're getting is totally solid.I only know of 75 LTV max for C/O refi on investment property.Just my .02

An abundance of “forced sellers” drove prices lower while credit markets were frozen.This background of selling meant that you could basically buy almost anything between 2008 and 2012 and you would be sitting on a nice profit today.

The heat source seems old and I will replace it, which I normally do with the forced air systems anyway, but now the question is stay with hydronic or convert the house to forced air?