The reality in Texas is that you have only a slim chance to collect on a judgment and even slimmer chance to collect on someone you does not permanently reside in the USFocus on what is important now which is possession of the property.

I’ve lived in the Washington, DC area my entire life, and in 2016 purchased my first primary residence in the Northwest quadrant of the city.

Within 30 days transition home from rental property to primary residence.

Seems like a smart investment given that >60% of this area rents vs. owns their residence. https://www.washingtoncapitalpartners.com/real-est...I've been using the above article to guide my research, but want to start digging to the next level of detail. 

Caleb Heimsoth thanks.Agree, 30-40% offers a good cushion.For some time now I have been playing around with the idea of tapping into the equity of my rental and primary residence to put it to better use elsewhere.

I had to drop rates to get empty units occupied because there was a lot on the market, but never decreased rent on current residents.  

Any duplex property after that will require at least 20% down payment even if it is a primary residence.

I am a 32 year old male, great W2 job(130k annually, firefighter/paramedic), I have perfect credit, own my primary residence and have plenty of money in the bank.

Debt is from a mortgage on our primary residence and student loans.I'm now in a situation to either reduce debt or increase my regular income (via paying cash for rentals/purchasing notes/something like that) to a point where my dti would be more attractive to lenders.

Hi Ken,I obtained a HELOC against my primary residence here in the DC area several months back.