All those services you mention are going to cut into your profits. 

I can't seem to find a straight answer comparing the two.  

Unless you absolutely cannot make it otherwise I’d recommend doing just a straight VA loan and paying for renovations out of pocket after the fact. 2.)

Challenges, making the deal work by cutting costs and increasing rents will take more time than anticipated Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

You’re helped set my head on straight and relax a bit.

But best source of information would be to call your insurance and get an answer straight from the

I love the work I do but it just won't cut it for my family's future or the future condition of my body.

But each extra body = more trash, more towels, more sheets, more dishes, more cleaning, more wear and tear, more potential damage, Etc...In one of our places, we actually converted 2 of our 4 bedrooms into a yoga room and office respectively, to cut down on the number of potential guests and problems.

One group not to mess with is the IRS and I hear they pay snitches a cut of what they collect in unclaimed wages, maybe the owner can go that route. 

We use a property manager, so that cuts into our profits a little.