(Why would Banks want to sell to cheap skates)?

Honestly I think any platform using the 506(b) exemption is skating on thin ice.  

Real estate is a roller coaster ride whether you're an agent dealing in traditional sales, an agent focusing on investment properties such as myself or an investor w/out a license. 

This is a fun and roller coaster business.

I've cleaned the rollers and put it  through all the maintenance functions. 

Its like riding a roller coaster after your over the first hump its exhilarating.

John Landmark Other things you need to consider regarding HOAs are the following: the amount of Capital Reserves; the ration of owners to renters (this ratio should not exceed 10%); the roller coaster behavior, of the Board of Directors (the mindset of Boards vary from year to year that effect Rule Enforcement and Capital Improvements).

Then using a long-nap roller, keeping a wet edge as you're painting to prevent overlap lines, and keeping the shingles just ever-so-slightly damp.

It ain't worth trying to skate around the Treasury Dept.  

I say it this way because it puts the parents in their place, which is a 3rd party working for the interest of their loved one, keeping them from becoming the steam-roller helicopter parent who thinks they are going to swoop in, throw their weight around, and all will be well, as it has and usually works for them, as-if their kid was still 5 years old - lol.No matter what, the best way to handle this stuff is with calm, courtesy and a solution-based attitude - that will go very far when dealing with anyone/everyone - be sympathetic, but stick to business too.Good luck!!!