(This is a blessing IMO.)So I said I understood her decision and would contact her with further instructions.I sent her a move out letter via email the following day with a couple of options for a timeline, info for scheduling a final walk through, etc… now she is ghosting me.

And where are you finding this info to analyze?

I have heard conflicting info.

Appreciate any info or advice you have.

found my city/county zoning board info and am embarking on the journey. 

Not enough info.  

Any info on the area would be appreciated. 

There is a range of DSCR lender underwriting policies for "1st time investors" - some don't allow it, some do with no restrictions, and some in the middle (typically cut max LTV by 5% or so and restrict against anything over 4 units)Also - check out these BiggerPockets articles for a ton of info about DSCR loans:DSCR Loans: What Are They And How To Get The Best Termshttps://www.biggerpockets.com/...DSCR Loans: How To Use Pro Strategies To Save More And Make Morehttps://www.biggerpockets.com/...Multifamily DSCR Loans: A New High-Impact Loan Option For Real Estate Investors?

Thanks so much for the reply and info!

I am happy to share some info on these sub markets if you like.