Without insurance(which he couldn't get or the work wouldn't fall under the policy and would negate said policy) you'd be liable for the worker's injuries and the damages to your flip.

Hopefully you escaped with out further injury.

If there was an injury or a fire, you might find that you had zero coverage.

When resisting any attempt to murder any person, or to commit afelony, or to do some great bodily injury upon any person; or, 2.

Now, here is where you need to have a serious discussion with your attorney.When you personally manage the property, and a tenant's personal injury is a result of something you personally did, or something you should have done but failed to do, then you are personally liable.

If you don't mind my asking, did they sue over an injury or something else?

Not only would there be major financial ramifications, but potential criminal ramifications as well.And if you think that death or serious injury can't be caused by poor installation of an HVAC system, think again.

If the agent’s act or failure to act causes injury to a party (or a foreseeable 3rd party) the agent could be exposed to civil suit (and even criminal charges) including punitive damages and discipline by the DRE.

Injuries can heal improperly or have longlasting ill-effects so you should be prepared to protect yourself.

Getting real excited for season- we suffered one single injury during camp- fullback broke leg.