I entered "1" for the mortgage on the property that is paid off and I  entered "1" at year 19  for the property with 18 years because it did not calculate it even though I entered 18 in the Financing Assumptions box.

My assumption was it was the landlord, which I am not a PM and typically am one to complain about them, but as you mention russell, this was something that appears could have been avoided if better DD was done.

Income and Expense ProjectionsAre there reasonable assumptions for phased rent increases?

As an experienced realtor who has assumed a loan myself, I'm thrilled to share with you the exciting terrain where these strategies intersect and share how they can supercharge your real estate investment journey.Unveiling the Power of House HackingAssumed Loan + House Hacking: A Dynamic DuoImagine stepping into a property with a lower interest rate and an existing mortgage, ready for assumption.

Also, why did the loan officer make the assumption?

I am going to make assumption this is a 95% OO LTV.   7%, 30 year places P&I ~$2700. 50% rule: 4600 - 4600/2 - 2700 = -$400/month.  

Chances are they are actually lower end properties in higher crime areas, heavier value-add, higher leverage, aggressive assumptions, etc.  

Based on your goals, experience level, and my assumption that high earning w-2s tend to be demanding of your time, I actually think that there are better ways for you to offset your w-2 income.

The VA loan assumption can be done by a non-va buyer, as long as that person selling does not use their VA loan benefits on their next purchase.

Challenge your assumptions.