So your investment properties may be at risk if you are sued (insert LLC and umbrella insurance debate here) or or for some reason you need to declare bankruptcy, but IRAs and 401k plans are protect - but these laws vary by state.

Does anybody here have a private umbrella insurance in WI?

Should I tie the extra coverage to the house - or get a separate personal umbrella policy?

Why is it so hard to find an insurance agency that can provide insurance for 9 rentals in LLCs, umbrella policy for all of them and do this with in a reasonable cost?

And if the property is owned by the LLC and the insurance is in the LLC's name, I'd still want some sort of umbrella or other coverage to protect me personally in the event that there was some exposure above, beyond or around the LLC policy.

Just get a $1mm umbrella liability insurance policy for a couple hundred bucks a year, and you should be fine at this stage of the game.

USAA tells me that they will cancel my Umbrella coverage if I don't have all my properties and vehicles insured with them.Are there any companies that will give me an umbrella policy without having everything else with them??

I have an umbrella policy that covers me up to 2.5 million.

Now, moving forward I have an umbrella insurance policy, and will be opening an LLC for my current rental property.

I have nearly 75 SFR rental properties right now in Texas and Michigan and my umbrella policy is now omitting dog bites.