@Autumn BrookeFirst, attempting to divide an electric is very messy, as you have no real way of determining use per unit without individual metering.Second, be very cautious about attempting to sub meter service because 3 & 4 gang meters are required to make this happen and there is a huge backlog (took us 18 months to get one for one of our flips in Massachusetts).

Final comment: meaning this well, but please don't call it underwriting, it makes me cringe every time a newbie uses the term to make it sound like they are buying institutional-grade investments on a weekly basis.

Anything beyond that is charity work and should be handled by your institution of choice.Good Luck and Good Investing

Usually 3 or 5 yr declining, what is the reason you are deterred from institutional lending for DSCR loans?

Instead, we are licensed through the American Institute of Certified Tax Planners (which is a non profit).I agree with previous comments that with advanced tax planning, it should be a "no brainer" once you see the ROI. 

These institutions may have less restrictive membership requirements compared to local credit unions.

Hey all, so I’m currently in the process of doing a cash out refi on one of the triplex’s I own in Fitchburg, Ma.

Being smaller, it doesn't have as many opportunities for growth, as many larger employers, and as many institutions that draw people to the region.

Hello, I know this can be a very touchy subject due to fair housing laws but I just bought a property and one of the tenants wants to move to another floor and use RAFT, now I know I cannot deny them housing due to RA...

Private Money is simply money from a non-institutional source...such as someone lending out of their personal IRA or from their savings.