I just found it odd that so few people were willing to speak about selling their houses.

If that's not what you're looking for, Carrot sounds like a better bet (I'm not familiar with that product, just from what people are saying).

There's one thing, though - I bet it's 10X the BS of any other guru!

I am looking for a property that fits my short term rental business needs, so far sticking with properties that are unincorporated and not part of any HOA are the best bet for the longer term.

Your best bet is to list it in the open market (MLS) with a local agent, with the option of furnished or not, and be prepared to have to clear it out should a buyer not be interested in your personal items. 

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

I found it odd that she waited that amount of time for an emergency type of situation @Gabe R.

Mid term rentals are some what of the odd man out when it comes to DSCR guidelines.There are guidelines which utilize short term rents, and guidelines that utilize long term rents.You can use the projected income on a short term basis to qualify for the loan if the number work right.

I bet I can get $95k.”

So with that disclaimer out of the way… Tulsa is a fairly safe bet.