First we had HIPPIES, then YUPPIES now we have PUPPIES (poor urban professionals)

  ( He's month to month. ) Short and sweet. 

Those aren't in your name until you pay them off.The way you buy with SF is just as important as the numbers.Here a 1%+er small plex that's a  b property in a b area is my sweet spot.  

I NEVER allow puppies or kittens.  

I've paid off 19 doors in the past year, BUT- all were above 6%,  privately held with older sellers and/or were commercial loans with shorter terms, adjustable rates and were bothering me for my financials every year like I was a child.I am even leaving my resi's with their sweet fixed rates and long-terms that are under 5% alone, but still punching a monster at 6.5% in the face every month at $7k/mo extra. 

I'm ok with holding both, but I figured it'd be sweet to pay off the apartments sooner.

Local and state rules may complicate any and/or all of those options.Thanks for the short and sweet response, Ron.  

especially the sweet tea.

That means a $300payment now may be sweet but if they were to stay in their home long term, that $300 payment may be peanuts in 25 years. 

With time, your property will get into the sweet high demand spot.