The difference is that my case is almost "wrapped" as we are approved, we are not shopping around, and the "perks" we got (half cost of origination fee, no appraisal needed) were offered by them.The officer did indeed mentioned that they are overwhelmed by the response of people trying to refinance, not in relation to the adjustments in the Loan Estimate but in relation to the time it takes them to deliver paperwork.

He essentially is the bank.  

Of course, if you and the tenant BOTH agreed to it, you could sign a new lease using your paperwork at any time (even before the old one expired). 

Is your multifamily one that is essentially touching the neighbors?

That is just my path, there's a million right directions, it really just depends on how you get there.As far as paperwork goes, being organized is a huge thing although in more recent years, a lot of it is based on the internet which is awesome.

She may help organizing paperwork, looking at your agenda and ensuring you are not double booked, helping you stay organized, etc.

I am starting to explore a new business plan in CA that would essentially include placing newly constructed manufactured homes on lots that I own for rental in the Section 8 program.  

At $300/hr that’s only 15.5hours of work on  a “Essentially”a 9 property return.I think that’s pretty decent.  

Over the last few days Mortgage rates have been heading higher .When Bonds hit all time lows banks essentially threw in the towel after getting inundated with rate  Lock requests .

I am getting my ducks in a row and the paperwork is started for me to start my contracting business later this month.