.. so if you're in a C-/D area, you gotta ask yourself-- is this someone who would take care of my place, or would they trash it and become violent? 

So far, they've not missed a single (modified) rent payment and their lawyer has confirmed that the settlement amount he is working toward has already been modified to reflect that the first check cut from the settlement will be coming my way to pay me in full. 4 months from now, I'll have either dodged a large bullet or will be crying in the new year for my failure not to evict sooner. 

The home is in a desirable area in a highly desirable school district but the owners simply don't care for the home.

Others don't care as long as their first position is 75% LTV or less. 

The rest of the neighbors don’t care for them either, but are too afraid to call the city like I did.

Don't cut yourself short. 

700 credit score means they care about paying bills.

The bank doesn’t really care who you use for insurance as long as you have it.

Thien Tran I would be careful with indy.

I also have the advantage of a very flexible schedule (as long as I turn my articles in on time, my clients don't care where or when I do them) and overall low expenses (since I work at home and don't have to commute).