When an individual person gets a credit report from freecredit or Experian/equifax/TU it is a consumer credit report - not the same type as used in mortgage today.Some HELOC lenders are looking at using a Vantage score, another topic...Banks such as Wells and Citi stopped doing HELOCs this year.    

Anyway, I look forward to hearing folks' thoughts and feedback on these topics.

Hey folks, I posted some questions about earthquake insurance and preparedness in the "insurance" forum, but I'm hoping I can get some replies from local SLC / UT people, since it's certainly a relevant topic for us...Here's the link:https://www.biggerpockets.com/...Thanks!

I'm hoping I can get some recommendations on good readings or pod casts on the two topics: (I am more concentrating on the BRRRR method) I'm having a hard time understanding the benefits between buying a house cash, or using a loan/mortgage.

If you are looking to invest into real estate, I have found this site to be incredibly helpful. if you are looking to connect with other members near you, or want to learn from people in a specific area you’d like to invest in, or have a desire to find people interested in certain topics, you could use the search feature here: https://www.biggerpockets.com/search/usersI really like the alerts feature that can quickly guide you to current topics that may be of interest: http://www.biggerpockets.com/alerts

If you are looking to connect with other members near you, or want to learn from people in a specific area you’d like to invest in, or have a desire to find people interested in certain topics, you could use the search feature here: https://www.biggerpockets.com/search/users

For example, if you are looking to connect with other members near you, want to learn from people in a specific area you’d like to invest in, or have a desire to find people interested in certain topics, you could use the search feature here: https://www.biggerpockets.com/search/usersI really like the alerts feature that can quickly guide you to current topics that may be of interest: http://www.biggerpockets.com/alerts

For example, if you are looking to connect with other members near you, want to learn from people in a specific area you’d like to invest in, or have a desire to find people interested in certain topics, you could use the search feature here: https://www.biggerpockets.com/search/users

You are going to want to identify the various different RE investing strategies and determine what strategy will best fit your skillset/goals. https://www.biggerpockets.com/forums/850/topics/895660-my-first-investment-property-an-out-of-state-dealBest Wishes!

Anyone care to explain on that topic?