Note buyers want to make 15%+ on their money.In my experience, lending is not quite as tight as you indicate.

If you look into specific majors, some are probably much high than others, indicating where college is useful and where it is not.

I think your repeat business and the fact that a realtor would be ok selling an unfinished home is an indication that the realtors know you build a good product and stand behind it.If you built a bad product, no good realtor would bring repeat business no matter how good the cookies and if you build a good product, a realtor will want to bring their clients to you over and over...again regardless of the bonuses.

. - - don't know if you do or don't have any residential rentals, but my experiences in this area indicate that most of the renters are following a pattern of behavior for a while, not just encountering a bump in the road.

If this is in New York City as poster's location indicates, studios/1 beds are a different and more desirable animal than they are in other markets.

While it did what you said it did--indicate participation--I think it was also suggestive of other things, without meaning to be.

Your profile does not give any indication of location; if you fill in more details you might even get recommendations.

Assuming that you are dealing with an experienced (and well capitalized) operator, with high integrity, your list is in risk order just as Dale indicated.

I don't know about you, but where I'm from cars parked on a lawn are a sure fire indicator that it's a bad neighborhood.I didn't want my prospective tenants to see this when they pulled up, because I felt it gave the wrong impression.

Both indicated that there was no way they could balance the budget -- even in two terms -- which means 8 more years of deficits regardless of who won.Ultimately, the economy will improve short term (again, didn't matter who was elected), and in turn, real estate would pick up a bit.