I continued my program of over paying the principal amount of my monthly PITI to bring the loan principal amount down quicker as well.

Already positive cash flow if your paying rent out.  

What do you like about paying it yourself?

He accused me of stealing and said he needs proof that he did not pay the deposit.

@Andrew Lax sorry, not quite following what you are asking here - are you asking if you should pay full price for a house?

Obviously wholesalers is a main way but 9 out of 10 times you will need to pay with cash or HM and probably won’t have an inspection or option period.

They are holding funds so they can live in the float as long as possible, probably because they don't have the cash to pay up.

Request financial records, paystubs, and any proof that they can pay on time6.

@Tanjaree TurnerIf you can move it to a self directed ira then you typically don’t pay penaltiesThere are several sdira companies on BP who could provide more information or a simple google search will give you names of many.

You're investing there, paying taxes, making friends, bringing your friends and hoping to create a safe space for others to visit where the people on the other end of the line live full time.