Although damage was extensive and catastrophic in low lying areas and Fort Myers Beach as a whole, total destruction like that wasn't seen in Cape Coral with many properties only needing minimal repairs, if any, depending on the areaMexico Beach in Panama City was in a very similar situation to Fort Myers Beach in terms of older infrastructure and very little building precautions taken to fortify structures against these types of storms.

So assuming they used say 90% CLTV you still have some protection no matter how minimal.

All the same usual suspects are gonna make their pitch for why their city is best. 

shadow someone in the office who is killing it; post cards that you drop not mail; keep track of all your actions measure where its working and how to tweak the timing or your voice or your pitch

You sound happy, and I’m happy for you.Not to poke holes at you, but househacking a duplex you got commission on for being the broker while simultaneously needing an FHA loan to contain costs/minimize expenses isn’t something I would count as a 1% property on the MLS as it’s not repeatable, and further proves the point deals are no longer “had” or “found”- they require active participation to be “made”.

You can minimize that somewhat.

The BnB is in a townhouse development with minimal parking other than driveway space (one can fit a large vehicle or two small with a tight squeeze) and garage.

This way you're minimizing your interest payments compared to a cash out refi. 

Yes, the property values are reassessed triennially (every 3 years) across the board, but they also adjust the effective tax rate when they do so (they use the term "mills" to describe and calculate this), so in most cases if your property is just sort of keeping up with the value trend for its area you will see a fairly minimal tax increase.

Site and features make it a 10M parcel with gradual development in 10 years (could flip for 3-5M immediately with the right marketing)B) Standard downpayment (240k) 1.2 mil - house - rental income would be about 3500 initially, with ridiculous business potential (currently unrealized/undeveloped)This isn't a planned sale, and being self-employed I've maxed write-offs and minimized income so my income probably won't cover the mortgages needed in the bank's eyes.