I've been in SoCal my whole life.

Later I want to learn other types of real estate investments and grow to have a better life for my daughters and myself.

Hopefully one day I would be providing valuable insight to future members who are in my situation right now.Aside from working and family life, I've picked up running and I am currently training for my first Full Marathon!

I like the mesh fiberglass style tape, with 3 thin coats of soupy mud.

Check are they really a student and do they have a major that is going to take some time out of their life to study.

Think back one hundred years, what was life then.

However, if I ever wanted to learn all that there is to learn on this subject, Brian is he guy I would call - he has forgotten more about options, land trust, and all the rest of it than I will ever know, or care to know, I think :) Good luckYou are too kind, Ben Leybovich.And if anyone ever wants to buy a multifamily for 5% cash down, see his AWESOME podcast here http://www.biggerpockets.com/renewsblog/2013/04/18/cash-flow-creative-finance-life-ben-leybovich/

As long as you are cash flowing life is well.

No one can mitigate all risk, but I would rather have a chance at being wealthy earlier in life using debt (its what the FED does, and no matter what you think about it, or how you think it is going to end, if they flame out, I could care less if you own you property free and clear we are all in deep doo doo).If you use debt to no more than 70-75% LTV, in todays market, we could still have a correction and you would have an equity cushion.

Lifestyle?