I would like to add if you OF a property to an entity such as an LLC or S Corp and they sign a statement the transaction is for business purposes only (you can do the same thing lending money) that the transaction is exempt from DF.

For example, does Thailand or Vietnam have the same lending criteria?

I earned my BA an AA and AS is three years from accredited institutions.

They can use a little more common sense in these types of situations (your education level, your track record, your income, etc) and lend on that basis.

I have done lending, so I know that "yes" @Anthony Dadlani's response is correct. 

hey guys i found this very motivated seller hes looking to sell me his two bedroom two bath family home for 15k$  He originally bought the proporty 4 years ago for 32k$ cash and has put 12k$ into the property the problem is ive just recently become serious about paying off personal debts and its effecting my credit the banks wont lend me a line of credit for 20k$ (5k$ incase of repairs)  and morgages are 25k$+. what should i do?

Conventional lender won't lend in an LLC so you'll have to buy in your personal name.

Karen Schimpf do you mind helping me get the lending in place?

A transaction lending company I am involved with will send proof of funds letters

Then for each subsequent purchase, the LENDER will be providing the new DEPOSIT from your re-appraised and re-financed previous property - and will also lend you remaining balance required because of your built-up equity.