on stipend. having trouble geting pre approval, need suggestions

[Zhuo Fu]

HI all,

I am a postdoc. have been on a fellowship for 3 years. just got and other fellowship. it will last for 3 years. starts on Jan1, 2016. just had my pre approval doc send in. they said i cant get approved, unless i can have a property closed on Jan1, which is not possible, since i did not start to look property yet. 

all suggestion welcomed.

Thanks first.