I know it's been posted before but I'm hoping for a few eyes on my personal analysis of a property I'm looking at.

I will probably keep an eye on the next round, but I may not even register.As for the bank, I will PM you(and if anyone else is looking for a contact, shoot me a message).

I am curious how rental income is calculated in the eyes of the lender and how that plays into the DTI.For example, I know a rental with positive cash flow can report as a loss for tax purposes due to depreciation.

(quite noticeable dent at eye level) If not, how does one charge for damage that can't be fixed? 

It can be a good way to build up capital to get into flipping or buying long terms holds.You would learn more about putting deals together, and if you are able to find deals and sell to flippers, you can keep an eye on what they do with it.

Although when I was loaning I liked to meet all my clients and create long term relationships with them.. so the more local your lender and someone you can eye ball is a benefit as well.as for lending home I actually did a loan with them ( first time I borrowed money from someone other than my commercial bank) I got their very best rate based on my experience.. however we have to FRONT the rehab and then wait to get the draw.. so you would need that cash as well.. borrowing from lending home requires a lot of capital..

If you ever need eyes on your houses here, let me know.

My goal(s) in 2016:Buy my first investment property; "house hack"Rehab: Target:: 2-3 monthsMeantime keeping my eyes on the next upcoming project.Depending on market rent or sell. 

A loan might be a good option, but go into it with eyes wide-open.

That's the biggest reason I want to have my own realtor, even if she's just a second pair of eyes.