Feel free to reach out, I'd love to connect!

Thanks Stuart.I don't think a "thesis" is necessary for real estate investing.Your mixing "thesis" with speculation and prediction IMO$1m in cash is retirement for someone that knows what they are doing in "low barrier" markets like you mention.Same can't be said for higher entry markets.Those that don't know real estate will loose no matter where or how they invest.Personally, I don't care about appreciation as I don't get out of bed unless I can net cashflow 20% net on a deal.For example, just bought a 6 unit in a B class area for $160,000.Currently occupied and renting for $3,000pm.Once minor rehab of $50,000 is completed, rents will be $4,500.I have an offer to sell as is for $250,000.ARV is $350,000.When interest rates go down, value will increase even further due to commercial lending being easier.No need for appreciation on such deals.I'll take them all day long over any appreciation potential.Again, just my opinion and each to their own.

I'm looking for a different type of property than you because we are looking for commercial buildings, however when I was looking at single family homes and acquiring properties in that niche I will say that it was the same type of stuff that worked.

Most likely you will be in front of the judge (technically it might not even be a judge) for about 90 seconds and then you'll get an order dismissing you from the case.Feel free to DM me with any additional questions. 

It’s common on the commercial but with all the changes coming up this will be the new normal for residential.

I would need to find an even better deal than before to beat the risk free 5% from the HYSA.

I heard that they will do PM for free!

Please also feel free to bring an investment, personal financial dilemma, or strategy question, and I am happy to discuss it with you... for entertainment purposes only.

The two main motivations buyer’s opt for a sub to purchase is (1) little capital investment (2) lower interest rate than currently available.I’ve worked numerous sub to deals from all sides - but mostly on commercial property.  

Since I do commercial loans they don't focus on DTI, how much do you think my cc debt will hurt with commercial lenders?