Everything is negotiable, you don't have to pay the full purchase price (though they may not accept your offer if you don't) Like real estate, there are many ways you could structure a business acquisition through a mix of equity and debt.

I ran the scenario by another company and I received the same conclusion - FHA will not accept it.The fact that the city stated the property could not be rebuilt as is if destroyed seems to be the underlying issue for FHA.

Despite asking for only a two day inspection period due to only seeing the house on video before making the offer , The sellers counter was zero inspection, which I accepted.  

Just curious, what type of returns are you willing to accept?

However, if I accept the rent after the expiration date.

The frustrating part was the existing mortgage was with this local bank as well.Kept asking for more documentation stating “we just need this one thing and we will issue commitment letter, tomorrow.”They strung me along for 4 months until they finally said “they weren’t comfortable doing the loan.”Thankfully the new lender I placed it with was agreeable to accepting the appraisal I had already paid for.Refi closed with much better terms in the end.

It is the opposite...the seller is responsible for ensuring the property is delivered to the buyer in the same condition as it was at the time of the accepted offer.

Would it be acceptable to wholesale a deal with my IRA?

For example if the as is and after repair value are acceptable but market rents are not then you do not have an acceptable rental property.The metrics that I use are the 70% rule (in this case the rehab costs plus the costs to pay back taxes and any other fees should be equal or less than 70%) This means if the cost of the project is greater than 70% of the after rehab value, I would reconsider doing the project.

I finally got an accepted offer on a home and had a preapproval on a VA loan but found out today that my score is one point below the minimum.