Hey folks, So the time has come to finally move forward with a home/investment purchase. 

After spending a lot of time online and having one house go under contract the day I put my offer in and having another house go with a different offer after a few days of negotiating, I've finally found a house that  I'm going to buy!  

I believe it goes back to what the agent said individuals who have been pre-qualified but when the bank makes it's final decision they don't meet the criteria of having enough for closing and three months of the mortgage in savings people or the other numerous stipulations. 

As I said above, the seller has managed this property for many years and has apparently not treated it like a business, i.e. having long stretches of vacant units while he took his time in making any needed repairs or maintenance.

It is in a great neighborhood - we live here and part of the reason we are finally getting into real estate is because we love our neighborhood so much, I used to be a college basketball coach and for me to accept a new position meant relocating and we did not want to leave Mt.

@Jane DunnA lot has already been said: the Final word: AGE IS NOT A BARRIER!!!!

Finally, I decided to put a sewer liner in and I have been problem free ever since.I have learned that if I am going to rehab, i am going to do it top to bottom so that I have a clear mind as to what is wrong and fix it from the get go. 

Finally I built a two bedroom apartment for myself after I got married.

If you feel like sharing the final letter, we'd love to see it.

Hi all,I've been lurking for many months, so thought I would finally post.