![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1620495/small_1696301473-avatar-zeea3.jpg?twic=v1/output=image&v=2)
10 August 2021 | 15 replies
You, the PM or an employee should replace the filters; bonus: it's an excuse to enter the property = you'll have a better idea as to how they treat the place and if they're doing anything they shouldn't be doing.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/597314/small_1621493448-avatar-shawnw19.jpg?twic=v1/output=image&v=2)
24 August 2016 | 21 replies
Thanks for the help...like I said, newbie here so excuse me if I don't have the correct terminology but here is a breakdown:$690 monthly mortgage payment$500 monthly escrow payment (taxes and insurance)Homeowners insurance is $974 annually and tax rate is 2.34% (the lowest around us) and I paid $4400 in taxes after Homestead Exemption last year.Not an upscale suburb, but quality homes and we benefit from being the "lowest on the totem pole" around us.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/259614/small_1621436944-avatar-tinslam.jpg?twic=v1/output=image&v=2)
9 September 2016 | 11 replies
Until this point, I have been reluctant to delve into real estate investment due to a number of excuses, but mostly concerns over available capital and status with loans, debt, etc.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/212805/small_1621433623-avatar-matttrotter.jpg?twic=v1/output=image&v=2)
25 September 2016 | 4 replies
*de minimis safe harbor rule*Excuse the misspelling as I was typing on an iphone
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/274551/small_1621440686-avatar-moshee.jpg?twic=v1/output=image&v=2)
18 August 2016 | 7 replies
Preferably have the current owner agree to have it removed before closing (the "lender requirement" excuse usually works well).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/90757/small_1621416580-avatar-pharmerjeff.jpg?twic=v1/output=image&v=2)
3 December 2015 | 3 replies
Wish I as a private citizen had that excuse.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/11410/small_1621349544-avatar-newmerica.jpg?twic=v1/output=image&v=2)
3 November 2007 | 45 replies
Lower delinquency rates for people who pay with recurring online payments and you get rid of the "I forgot" excuse for good.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/399262/small_1621449143-avatar-linnea.jpg?twic=v1/output=image&v=2)
2 August 2021 | 23 replies
I don't like excuses like "I have been so busy I will take care of that, that's a problem.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/404712/small_1621449476-avatar-davids154.jpg?twic=v1/output=image&v=2)
15 October 2015 | 2 replies
I unfortunately have procrastinated and made excuses of why I couldn't be a real estate investor for many, many years.