Feel free to DM me directly on BiggerPockets or even reach out at the number in the signature below - I respond to all texts & calls. 

I thought I'd reach out to the BP community first before I respond with a yes or no. 

Probably not an issue for seller financing, but make sure there are no prepayment penalties.You can calculate payment and balloon amount easily enough with excel or google sheets.

If you would still like to move forward with the deal reach out to other lenders and see if their rate and closing costs are lower. 

So I have a flex space in one of the units of my duplex that can easily be turned into a 3rd bedroom.

moving it to an LLC will not do much for you in the way of asset protection OR taxes (double check that with a cpa, everyone's tax picture is different). most people lean towards the LLC thing for legal protection, but a single-member LLC is a thin veil that's easily pierced. you'd be paying LLC fees & paying another LLC tax return prep fee, for what i'd say is nothing. if you do want to transfer the deed to an LLC anyway, you'd do a 'quit claim deed' with a title company or real estate attorney. if the mortgage lender ever says something you'll just give them proof that it's a single-member LLC and the one member is you (the original borrower). 

If you would ever like to chat about investing feel free to reach out.

I'm eventually going to be a Seller as I unload my portfolio within the next 5 years.This Ruling means I don't have to worry about Buyer Agents refusing to show their Buyer Clients my properties because I didn't offer a Buyer Agent cut on the MLS.In my Market of multi-million dollar properties, 2.5% Buyer Broker Commissions is easily $50k.My overall assumption is that the incentive of the Buyer Broker Commission effectively steers Buyers away from these properties or the Buyer Broker just doesn't get paid since the Buyer really doesn't sign an exclusive in my Market.This ruling seems to take away the unintended consequences of the old system to let a listed property with no Buyer Broker Commission split languish.

If you're opposed to it, I highly recommend you reach out to the committee and voice your concerns. 

At the time I was very new to everything so I reached out to my Real estate agent and she was also doing property management.