If I were in your shoes, I would keep an eye on how long it takes to lease your current rentals, and if you are able to diversify, then do it. 

As someone who frequently lends hard money, I have no problem with another investor stepping in the shoes of the original borrower if I feel they can get the job done.

If I were in your shoes, I would focus on the speed with which you can pay it back.

Tile around entry-ways (give people a chance to take off their muddy shoes on a crummy day without destroying hardwoods or carpet) and going hardwood/tile in the hallways will just last you much longer and can be refreshed without redoing the entire thing.5) Good luck and don't overthink it.

He was trying to be the Al Bundy of China . . . shoes anyone?

@Bill Snyder, I appreciate your candid conversation, and if I were in those shoes, I would create a professional-looking package to shop to potential lenders. 

I would imagine there are people in my shoes (who have read and learned for 5 months) and still just don't truly grasp all of the moving parts in real estate (just like I don't) so they pay for coaching.

You are new to this and you lack the empathy to put yourself in a potential sellers' shoes. 

Some of the negative comments on this post showcases this.I don’t know if I’m a unicorn or the 5% of the wholesaler newbs.

But, if I put myself in that person's shoes, I'm sure I'm not the only person who's come their doorstep and asked for them to be my mentor.