The program for occasional deals is $35 per month plus $325 (transaction fee + E&O Insurance) per deal.http://www.allisonjamesinc.com/our-programs/P154All backoffice operations are paperless which is nice.

Thanks for the advice @Grant P. but the 1st Bank program isn't going to be an option for me.

I have seen different posters mention tidbit about this program.That investors can use this program to have 20 loansThat they only have to put down 10%That their is a higher interest rate than normal (cannot find any mention)Honestly I cannot find a whole lot of anything online about this program.

Are there any first time buyer programs?

Housing Authority only due diligence is to ensure the applicant is qualified for the Section 8 program based on income and family size.

Find out why and if there is a program head you should be in contact with.

I know that's mixing two different programs, but I'm not sure the VA or HUD would care as long as you make the payments.R/David

I am currently in the process of building a team and working with agents to fully understand my local market and 'hot spots' in my area.With the resources (credit, cash, income to debt ratio) i have, I plan to start with a property to occupy and renovate for the mandatory time some programs state to classify as owner occupied, then depending on the market rent or sell in hopes to gain the capital I need to really start my investing career.

If that creates a greater demand for manufactured housing, do you think it would translate to more institutional lending programs for mh given the lack of seller financing?

Thanks @Dion DePaoli a credit union has a program I like for the rental but they may not be the best for the OO.