Since the portion of rent the tenant pays is based on their individual circumstances including job income there can be fluctuations in what the programs pays and what the tenant pays. 

Now I want to say I do understand this is a rule of thumb and I do understand it's not the way to success but merely an indication or a way to filter options.

Olivia,  Did you get a chance to prepare a flyer indicating VPD, population , income statistics and nearby tenants. 

@Joshua MayoI’m sorry but if this works it proves there is something really wrong with the credit score system.The scores should indicate to a potential lender how likely you are to pay your loan back and how is that more likely by getting more lines of credit available?

Multiply that by the complexity of each investor's individual circumstance and you get an infinite number of optimal strategies. 

Each of these variables will dramatically change the advice I give the individual asking me this question.

For example, I was approached recently(has happened many times) by an individual wanting to sell a property.

For most individuals that have high paying careers, property sourcing and management is not the best use of your time.

Later on you can invest in individual notes. 

When you're evaluating different turn key companies, in general, the ones to avoid are the ones that: Don't allow financing or a finance contingency (it can be a good indication they are selling above market value)Don't allow for your own independent property inspectionAre not realistic with their pro forma's (i.e. they don't include vacancy or maintenance projections or use unrealistically low vacancy factors)Require you to pay for any renovation upfrontSell only in cheap. low end neighborhoodsDon't accurately represent the neighborhood/property classificationDon't have consistent rehab standards for all propertiesWe've been active in Indianapolis since 2010 and would be happy to help.