You would need to file a proof of claim for the monies owed and hope you secured it by a deed of trust.

However, if you have conveyed the information to them via some type of written from.. that is a good option to leave it to them on what their choice is and move.

@Renee MachatWelcome to Bigger Pockets.

I do however, have full availability on my HELOC, various credit cards that are offering me 0% balance transfer checks for up to 12 months, and various retirement funds (Roth IRA, traditional 401k, etc.)I'm already a homeowner in SoCal, but I want to buy my first LTR SFR someplace like Cleveland since the price point is attractive.

Nice to meet you finally after years of listening to the podcasts and YouTube videos.

it just means you're not going to start netting any actual income or cash flow in month 1 or year 1, or even year 5. 

Glad to have you as part of this community, Barry! 

I wanted to have a spot to rent out and cover the monthly mortgage payments while securing a small spot to have for myself in the next 30 years for when I no longer reside in Charlotte but want to visit friends, or downsize.

I would like to start using social media, in particular YouTube, to market my business but I know very little about it.

Would you be able to give for information.Some question I might ask: Can you get access to the land or is it surrounded by other people property?