If not, contact other Independent agents and have them shop it. 

You have to learn how to analyze them but it's not too tough.Hope this becomes advice you look back on as playing an important role in your journey toward financial independence!

@Daniel Lao Brad Lyons with Independent Bank in Longmont, CO has done all of our loans and refi's for our instate and out of state rentals.

@Axel Meierhoefer that’s amazing, glad to hear you’ll be achieving financial independence soon!

I got licensed in Indiana for Property & Casualty and Life & Health and opened an independent agency. 

(Disclaimer: I'm not a tax professional, just an investor who has become financially independent and love real estate investing)Hope this helps!

I've become financially independent through building a business, selling it, and investing the profits.  

However, I've recently been investigating REI as a way to scratch my entrepreneurial itch and to take ownership of 'my time' with the goal of financial independence in the forthcoming decade.

Although we have not had a pandemic like this since 1918, but we've had similar demand shift in Canada and more recently in the UK.Drop in demand in the Montreal market after the referendum for independence in 1996 has altered how one's investment goes in the long run. 

I've done this and have become financially independent through building an e-commerce business and investing the profits.