I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

If the interior damage is to the Contents, the policy may not include coverage for things that are not permanently attached to the building.If you have the Declaration page, it should show the Insurance Company.  

Then the remaining balance of $3250 can be paid out over the remaining five months of coverage at $650/Mo.My plan is to pitch this offer to my potential client with 2 months free of coverage and 2 free monthly visits included in our contract agreement, saving them an estimated $3000 or more in additional expenses.

I can tell you that Cottonwood & Clarkdale had 20%-25% appreciation in 2021, and Sedona had over 30% appreciation in 2021.Cash on cash returns for my clients have been on average, over 20% in these areas.This includes local property management cost, so your location doesn't matter.

The dressage/hunter/jumper set tend to be a bit more primadonna-ish when it comes to their horses being turned out, the stock horse folks (including the pleasure folks) slightly less so.

They retroactively applied increased property tax values to tax years 2021 and 2022 and included these fees for past years as "omitted taxes" on our bill. 

I understand the importance of finding the right lender experienced with first-time investors/buyers and supportive of your unique positions as a business owner and W2 employee.As an investor, my network includes trusted mortgage brokers and lenders experienced in working with first-time investors and understanding the nuances of investment property financing.

Here's the link if you'd like to learn more: https://www.baselane.com/landlord-accounting/The property management features include rent collection that's easy for both the tenants and us as landlords. 

(Just under 10M in gross rents last year not including cleaning)I did a dive into my lead source and it was split into 4 roughly equal sources: social media, realtor referrals, Seo, owner growth/referrals. 

It says: repair and replace any damaged wood with new wood as necessary.