Software that’s helped me personally:YNAB – zero based budgeting system and software; their philosophy will help you get out of debt and no longer live paycheck to paycheck Personal Capital – a high-level net worth tracking software PodcastsEpisode 108 - Grant Cardone...

In the last year I've been able to hire employees that free up a lot of my time.

Check the MLS and see if you can see what other garages look like finish level.  

I'm going to assume you have separate accounts for your business so you aren't co-mingle funds with your personal accounts.  

Have a local bank providing the loan, have my son moving into the lower level so I got an FHA 3.5% loan and the property is valued at 220k. 

You could live in one level and rent out the other level.

If they dont, or if it comes from a co-mingled account the tenant is able to get significant damages. 

Without established credit, you will need a co-signer.

Never had to do it myself but try to get in contact with their CO.

In fact in Texas colorado or cali 1% would be a wonderful deal on an investment property .there are several other formulas to gage a deal every investor should know .