I’m thinking 75-85% I’d assessed.

I also check with the local city office for back taxes and assessments, etc...I usually sink quite a bit of time upfront doing my due diligence before deciding if its worth moving forward and needing to get into the house.

But that's our rookie assessment.

Each lender will have various ways they assess or valuate that the ARV is accurate.

If you are driving around you can also look at the electric meter(s) to make a quick assessment if the property is multifamily or not.

Is anyone familiar with laws or rules if a landlord doesn't do a walk through to assess a house/apt.

If they do not, they can levy a special assessment for any major repairs or renovations at any time.

Trying to get a rough estimate on cost to assess a potential investor opportunity.

Its not a matter of "confronting" them about the issues...... its about fully assessing the issue and tackling the WHOLE issue, not just part of it and expecting success.

Anything 2-4 units, from a financing perspective is considered single family and comps are used to assess value.