As you will likely be sued personally at the same time the property is.

Personal liability. 

If you asked the average person outside of New York State where Upstate NY is, the most common answer would be "north of NYC."

Unfortunately, there are many who take advantage of someone starting out, so what should I keep an eye out for when looking for a private money lender?

Keep in mind the deed recording can be delayed months from the date the sale is completed as well. 

I always got a DP3 policy with $500K in liability coverage on my SF rentals.If grandpa is living in your place, his personal items are not covered.

It's about 2-3 pages and says "Note" at the topPlease keep in mind this is based on today's no cost rate which changes based on the market Should you have any questions or require any assistance regarding this process, please do not hesitate to reach out to me.

We held an in-person meeting over 6 months into the project to express our concerns with the timeline and to request weekly check-in calls.

I keep seeing conflicting information about it in PA so if anyone can provide more guidance, awesome!

I personally believe in owning real estate in LLC's but the reasons are more for business planning than asset protection.