Not looking for a quick flip and can weather the macro headwinds.

Now that the weather is warming up we go to parks and take walks etc. and once a month the wife and I have a date night.

I don’t know what area you are in, so I don’t know weather this would be helpful to you in your area. 

A few data points I've been observing include:• Population and household growth are forecasted to remain positive, with the rates of growth forecasted to reduce over time: https://gardner.utah.edu/demog...• Q1 2022 construction permits saw the highest growth in apartments, with single-family home permits in decline: https://gardner.utah.edu/wp-co...• Salt Lake City is currently proposing changes to its ADU ordinance, allowing for more density to be added to existing properties: https://www.slc.gov/planning/2...• Salt Lake County is seeing considerable growth in STRs (https://gardner.utah.edu/blog-...), but the Salt Lake City FAQ indicates that areas zoned for residential should not be used for STRs (https://www.slc.gov/planning/f...).

Now weather you should self prepare or find a tax professional- you'll receive a lot of input.

Boards tend to get loose due to weather conditions and normal wear and tear.

Personally, I would do a buy down weather that be 3-2-1 or point buy down.

I’m an architect/developer at heart, so the dream would be to eventually do a lead a development deal of my own either by myself or with partners.I am not personally high on my local market in the next RE cycle, and am looking to get connected and invested in an area (or areas) that forecast strong population and job growth, but are also relatively close to my home base in NYC.I am looking to get started in the Raleigh area, and would like to have my first investment made this year (SFR, duplex, also open to partnering on a larger MF deal).

Since the property cash flows well, my perfect-world-scenario would be to have a nice stable 30-year fixed so I could just hold and weather a downturn and only sell if it made sense, but I don't have 25% to put up for a down payment and don't want to owner-occupy.So my question is this: how crazy would I be to go with this loan?

We purchased the house in winter and we built wooden steps to make it safe/operable and because the weather wouldn't allow us to do masonry right now.