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Updated about 2 years ago on . Most recent reply

Looking for HELOC at 85-90% LTV
I'm wanting to set up a HELOC against my primary residence. Looking for a lender (national or located in the midwest) that will loan to at least 85% LTV and preferable to 90% LTV. I've been noticing that a lot of lenders have scaled back their lending guidelines to 80% LTV citing COVID19 as the reason. Any help or suggestions would be appreciated.
Most Popular Reply

@Chad Clemons check with a local bank or credit union as they typically have the highest LTVs on HELOCs from what I've found. National banks usually don't come close.