That way I don't get stuck with the high PGE rates.  

It's a very competative segment as it is highly sought after for the same reasons you are looking at it.

Based on your goals, experience level, and my assumption that high earning w-2s tend to be demanding of your time, I actually think that there are better ways for you to offset your w-2 income.

Yes, it is good area so I think it will appreciate, just we already bought with high price so not sure how much appreciated. 

An active approach in commercial can send the ROI sky high.  

However, many would argue that location has a direct bearing on the ability of an asset to perform.

Can you share any high level details about the nature of the trickiness so we can also help others learn on this thread?

This tenant has been a pain in the *** and high maintenance from the get go, but we are stuck with them.  

Hello Galen, I would highly suggest not trying to get super creative here and just form your own LLC, buy the property and put it in there, and write this one off as a win! 

I honestly should have more money saved up considering my years of working full-time, however younger financial mistakes have been a painful lesson and I regret not purchasing a property sooner/younger.My most important and immediate goal right now is to purchase a property.I am in (what I perceive to be) a relatively high cost real estate area.