The other loan stipulations will play into the risk on the 8.0% such as down payment percent and borrower income and asset underwriting.

I have a small bank that will do a portfolio loan for the second investment proeprty at 2 points over prime, 80 percent of appraisal or purchase (whichever is lower), amortized on a 15 year schedule.

The 50 percent "rule" has been the single most useful advice for me.

My foundation guy is professional, licensed contractor and will provide an engineers report and lifetime warranty on his work - been in the biz for a long time and is well known in the area. but I've never really given any thought to whether or not the ARV will be effected by having a repaired foundation - anyone have experience or wisdom on this??

In this scenario, your CCR is 8 percent, although those numbers seem to be a best-case scenario (no allowance for closing costs or unexpected repairs, and assuming you'll clear $200 per month instead of $100 per month).Getting to know some of the lingo will help you present deals quickly and clearly in the Deal Analysis forum; you can check out how other people presented their deals there, stack your deal up against other ones you're seeing, and see where you stand.

To get the low payment risk I want(solid tenant, very long NNN lease), I'd need to take a very large loan, and I'd have a very significant percent of my net worth 'at risk' in the case of a 'black swan' event.

What's a good percent to offer return?

What's a good percent to offer return?

With the experience in valuation so far, where do you believe you are looking for a trade of the ideal asset, in terms of percent of real property?

The money raised are from friends or other investors around the country and a mix a IRA's, Savings and Cash in when I have promised them 12 percent annum.