Last year I waited far to long to do my taxes so I didn't really have a chance to question it when he said I need to file separate returns for my wife and I, and our two LLCs because disregarded entities only count for single member LLCs and since both my wife and I were on the LLC they were not single member. 

With my DTI is high due to other loans, Makes it hard to get a loan from the bank, Anyone have suggestion about a rehab loan that I may be qualify for, My rental income does not count since I only had those three properties in less than a year and my credit score just drop down to about 650.

If it's an as-is sale, then you wouldn't really count that towards your ARV comp.  

If the other side rejects or doesn't even respond to the offer then no problem because the very next week if that property is still on the market then have your agent cross out the date of the original offer and put in a new date, with the EXACT same offer price.3.

We initially crossed that idea out of the business plan but I'm leaning back towards that as this is going to be our first purchase.

Phrases like "it isn't that big of a stretch", "I feel the repairs may cost a little more but not much as I would be doing some of the work myself", "say everything goes perfect" - need to disappear from your guesstimates.If you're suggesting that "some banks will give you a (100%) loan at appraised value" - then don't count on that.

This type of transaction crosses over from a "simple transaction" into something more complicated, so you'll need to run the whole thing by an attorney.

Recently self-employed, my income is good, but I don't have 2 yrs of tax returns yet, so lenders won't count any of my income.I became an agent for a private money lender that I've used in the past.

Since VA,USDA , FNMA and Freddie do not finance MH, most of the sales of these types are with Owner financing or cashYou might find a small bank or credit union to do it with it being on acreage but I would count on 10-20% down minimum and higher than market ratesI do have a company bookmarked at my office computer but again their rates we above market.

As a result, the out of pocket cost worked out to about 65% of what would have been paid without the home warranty altogether – and that doesn’t even count the upfront cost of having the policy to begin with.I had another situation where a tenant put in a repair request since the garage door opener was not working.