Im a newer agent and I have like 4 deals in the works 2 listings and 2 buyers but I have trouble filling my days with productive work. 

What do you all think and know about this new CMHC product?

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., Non-fannie/freddie) loan product to cash-out at 75% LTV.

If you add principle pay-down and appreciation to that it becomes 30.54%In my market that would be a green light deal.

Another loan officer who seemed extremely competent and well versed in VA sold me on the product with which she said I could roll some renovation costs into my loan.

Greene answered my question of how to get over the feeling of not completing my 2021 goals!

If you are purchasing only investment properties consider looking into Associated Bank, Educators and TruStone, because they are local they may have lower down payment requirements. 15-20%On the Refi Rates there shouldn't be too much change in your repayment amount, if we are only changing percentage on a 150k with 25% down 3%, and we change to 4% and everything else the same mortgage goes up about $60 a monthAdditionally, your first duplex in 2020 you have lived there over a year so you can get a low down payment and low interest rate loan on an owner occupied 2-4 unit whether that is through an in house bank/credit union product or the FHA programIm open to any questions you may have.

@Shawn Mcenteer and @Jonathan Greene, thank you for the information.

Depending on product type and quality, you are likely looking at 8-10+ cap rates in these areas.