She had no idea where that came from either.

Here's where my dilemma lies.

Any of you live outside the U.S  or have experience on countries where the dollar stretches' the most, Im biased in Bolivia, SA, because my family is from there , im fluent in spanish and been visiting on/off since i was a child, longest time i stayed there was 1yr.

Another route, is getting a Refi, but with rates where they're at I would go against that.

Mixed usages, such as a furnished mid term rental of one unit or vacation rental usage (where permitted) is also an excellent way to boost revenue.

Where should I save my money?

This could make your ADR less competitive, but if marketed correctly I'm betting that people might perceive more value, which keeps occupancy at least the same.I'm thinking of a model where you tell guests they have "add-ons included" like grocery delivery, prepared breakfast package, attraction tickets, inner tubes, etc.

Then structure the purchase of your investments in a way where you or your spouse can retire.You might be able to buy 1-2 properties every year and maybe after 7-8 years have enough properties to replace one spouse or both spouses income.With that said, income from rentals are going to be better than other income types since the cash-flow will be shielded by depreciation.

One of the contacts I made during the pandemic told me that he would be willing to sell me his Assisted Living facility (which happens to be right across the street from where I live). 

For where I'm pulling data, propertyradar is good.