Either the bank won't lend me enough money because of other debts or private lenders need too much money down and I would still have to provide fix up costs.Any advice is greatly appreciated.

I was reading in blog post http://www.biggerpockets.com/renewsblog/2013/06/25/buy-a-house-with-2000-or-less/In it it talked about using private money.

Entering an option contract is a private event.

Bridge loans, offered by private money, non-bank lenders is a viable alternative.

You find the property, the create a "private placement".

We own a rental property in GA that was our private home when I was stationed there for the Air Force but are holding no other properties right now.

Now this property is at the end of a dead end street in a very good neighborhood, on a half acre of land. 2100 sq. ft.The issues I see are that it has private sewerage, but it was built in 1981 which is a plus.

One business day before we were supposed to close they hit us with a 30 day extension because they said they were missing the "proof of foreclosure" document.

(a) It shall be a public nuisance to conduct a gathering of five or more persons on any private property in a manner which constitutes a substantial disturbance of the quiet enjoyment of private or public property in a significant segment of a neighborhood, as a result of conduct constituting a violation of law. ....

Another one to try is Private Eye.com Or try a real private investigator