At 10M and more, it is more appropriate to use a stress testing model to eliminate or assume bad debts and look at coverage ratios, liquidity assumptions, you'll see that if certain loans go sour there are different effects on the portfolio and from there you can adjust to the risk perceived.

It becomes an installment contract when the price is credited by any payment and DF mentions ANY transaction that  attempts to circumvent the intent of the Act is also covered.I agree with your atty that it is best to run you deals as an agent, you will then have E&O coverage as well, or should have. 

As part of an asset protection plan, it is vital that you are comfortable with your coverage and protection BEFORE you need it.

In that case, the cost savings wasn't really worth it in the end.Aside from the deductible, be sure that you understand the types of coverages included in what you select. 

Hi all,I am in the midst of closing my refinancing with a bank but just recently found out that the underwriters my insurance agent were working with declined my condo coverage.

I did the same analysis on cell phone plan as well but I can't use T-Mobile due to coverage.  

Perhaps I'm being overly ambitious by taking a leaf out of @Brandon Turner 's book and throwing "The Ultimate Guide" in the title, but my goal is to create a comprehensive point of reference for investors looking to utilize Conventional loans to grow their real estate portfolio.

Many coverage items are irrelevant to our HOA.

And some posts will also give info about minimum duration that insurers use in billing for this coverage.

In Philadelphia, I believe it is like 4% of imputed FMV ... in other words, it's expensive.So if investment property in Pennsylvania is owned in your personal name, get a high dollar amount of liability insurance coverage.