I find those deals to be the best.. followed by really good OREO brokers who feed us deals .. then last wholesalers If I can get through the ones at are beginners or just total time wasters.

Being that I'm a beginner, I was curious what everyone else's experiences were like working with a hard money lender or a private lender, and what that process is like.

However, since this thread is potentially pretty important for Ohioan beginners, I thought I should add in what little I do know. 

I am still establishing credit.. so investing would be kind of toughWhat are the best tips for beginners?

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/Wishing you the best!

If you're buying a house for 50k and rehab is 50k, you will only be able to get a loan for 80k as a beginner and then have to come up with 20k in cash to bring to the table.

As a beginner getting that many books can seem daunting and expensive.  

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/Wishing you the best!

One is a beginner's guide and the other is an advanced studey guide to wholesaling.This self-promotion is probably going to get me reprimanded...

Thanks, Jack in middle TNPersonally, i dislike one or two family homes as investment properties, unless you're looking to flip them.I would concentrate on four units and up and as a beginner, look for properties with solid rental income.